Du’aa Against Debt

Bismillah. Alhamdulillah.

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Updated 4/8/20

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There are several du’aa that one can recite to ask Allah for help against debts. Or for an increase in rizq. There are also quite a number of things that one need to know about debts and how to deal with them.

Therefore, I have divided this article into 2 Sections, insha Allah.

In Section A, I list a few webpages that one can find some of these du’aas, insha Allah. And a few fatawa regarding debts and its seriousness Also, a number of ideas on how to deal with debts. And how to increase provision, insha Allah.

In Section B, I shall try to share a du’aa mentioned by Ustadh Nouman Ali Khan in one of his talks found in Bayyinah TV, insha Allah.

Section A

Here are some useful links, insha Allah:

Section B

I reckon the du’aa mentioned by Ustadh Nouman Ali Khan (in http://www.bayyinah.tv/posts/3-ali-imran-26-27 ) has 3 parts.

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Part 1: Read Ayah 26 and Ayah 27 from Surah ‘Ali Imran.

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Part 2: Read this du’aa – “Allaahumma Maalik al-mulk, tu’ti al-mulk man tasha’ wa tanzi’ al-mulk mimman tasha’, wa tu’izzu man tasha’ wa tudhilul man tasha’, bi yadika al-khayr, innaka ‘ala kulli shay’in qadeer, Rahmaan al-dunya wa’l-aakhirah wa raheemahuma, tu’teeyahuma man tasha’ wa tamna’ minhuma man tasha’, arhamni rahmatan taghnini biha ‘an rahmati man siwaaka.”

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Part 3: Read this du’aa – “Allahumma aghnini minal faqri waqDi anni dayn”

The (three-part) du’aa in Arabic and its meaning…

In Arabic:

Part 1

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Du'aa from Quran against debt (Quran; 3:26-27)

Du’aa from Quran against debt (Quran; 3:26-27)
Part 2:

(I’m still trying to get a sheikh to write the du’aa in Arabic as I have not been able to locate it anywhere online yet.)
Part 3:

(I’m still trying to get a sheikh to write the du’aa in Arabic as I have not been able to locate it anywhere online yet.)

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Translations:

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The meaning for Part 1:

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(see above*)

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The meaning for Part 2:

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“O Allah, Sovereign of all, You give dominion to whomsoever You will and You take dominion away from whomsoever You will, You exalt whomsoever You will and You bring low whomsoever You will. In Your hand is all goodness and You are able to do all things. Most Merciful and Most compassionate in this world and in the Hereafter, You give them to whomsoever You will and withhold them from whomsoever You will. Bestow mercy upon Me in such a manner that I have no need of the mercy of anyone but You.”

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The meaning for Part 3:

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“O Allah, make me independent of poverty/of bankruptcy. And pay off for me this loan [i.e. do away with this loan for me].”

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References

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References that I have used or gathered from:

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1. The hadith for Part 2:
Al-Tabaraani narrated in al-Mu’jam al-Sagheer that Anas ibn Maalik (may Allaah be pleased with him) said: The Messenger of Allaah (peace and blessings of Allaah be upon him) said to Mu’aadh (may Allaah be pleased with him): “Shall I not teach you a du’aa’ which you may say even if you have debt like Mount Uhud, so that Allaah might pay it off for you? Say, O Mu’aadh: ‘Allaahumma Maalik al-mulk, tu’ti al-mulk man tasha’ wa tanzi’ al-mulk mimman tasha’, wa tu’izzu man tasha’ wa tudhilul man tasha’, bi yadika al-khayr, innaka ‘ala kulli shay’in qadeer, Rahmaan al-dunya wa’l-aakhirah wa raheemahuma, tu’teeyahuma man tasha’ wa tamna’ minhuma man tasha’, arhamni rahmatan taghnini biha ‘an rahmati man siwaaka (O Allaah, Sovereign of all, You give dominion to whomsoever You will and You take dominion away from whomsoever You will, You exalt whomsoever You will and You bring low whomsoever You will. In Your hand is all goodness and You are able to do all things. Most Merciful and Most compassionate in this world and in the Hereafter, You give them to whomsoever You will and withhold them from whomsoever You will. Bestow mercy upon Me in such a manner that I have no need of the mercy of anyone but You).’” Classed as hasan by al-Albaani in Saheeh al-Targheeb wa’l-Tarheeb (1821).

2. https://islamqa.info/en/84030
3. http://asifeq.tumblr.com/post/112048255887/duaa-allah-shall-pay-your-debt
4. https://sunnah.com/riyadussaliheen/17
5. http://islamicsunrays.com/tag/dua-against-debt/
6. https://islamqa.info/en/84030
7. https://www.youtube.com/watch?v=lP9Kv3qteFk
8. https://yassarnalquran.wordpress.com/2012/06/29/allahumma-maalikal-mulki-tutil-mulka-man-tashaau/

9. http://www.bayyinah.tv/posts/3-ali-imran-26-27
10. Do note that I haven’t found any references for the Part 3 of the du’aa yet.

I hope that this will assist you all and myself too, insha Allah. May Allah bless us all with patience and remove us all from debt always. Ameen.

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Sincerely,

SFMK